-Australia-

- Max 80% LTV

- Max term 30 years

- £50,000 minimum loan

- Australian dollars only

- Repayment only mortgages

- Rates from 5.99%

  Fixed for 1 year in Australian Dollars

-Bulgaria-

- Max 70% LTV

- Max term 15 years

- €40,000 minimum loan

- Euros only

- Repayment mortgages only

- Rates from 7.50% in Euros  

-Cyprus-

- Max 70% LTV

- Max term 25 years

- £20,000 minimum loan

- All major currencies

- Repayment mortgages only

- Rates from approx 6.75% variable in Sterling

-Dubai-

- Max 70% LTV

- Max term 25 Years

- £ 75,000 minimum loan

- AED only (United Arab

  Emirate Dirhams)

- Repayment mortgages only

- Rates from approx 5.05% variable in AED

-France-

- Max 85% LTV in euros;

  70% in other currencies

- Max term 25 years

- £20,000 minimum loan

- All major currencies

- Repayment & interest

  only mortgages

- Rates from approx 2.75% variable in Euros

-Greece-

- Max 75% LTV

- Max term 25 years

- £20,000 minimum loan

- Euros, US Dollars & Sterling

  only

- Repayment mortgages only

- Rates from 3.60%

  Fixed for 1 Year in euros

-Ireland-

- Max 80/85% LTV

- Max term 25 years

- £20,000 minimum loan

- Euros & Sterling

- Repayment & interest
  only mortgages

- Rates from 2.54%  

  Fixed for 1 year in Euros

-Italy-

- Max 80% LTV

- Max term 30 years

- €50,000 minimum loan

- Euros only

- Repayment mortgages
  only

- Rates from approx 3.00%
  variable in Euros

-Malta-

 - Max 90% LTV in Maltese Lira or 80% LTV in all other major currencies

- Max term 30 years

- £20,000 minimum loan

- Maltese Lira and Sterling
 only

- Rates from 4.50% variable

-New Zealand-

- Max 80% LTV

- Max term 25 years

- £20,000 minimum loan

- New Zealand Dollars

   only

- Repayment mortgages
  onl2

- Rates from 7.25% fixed

  For 1 Year in New Zealand

  Dollars 

-Poland-

- Max 70% LTV

- Max term 20 years

- £20,000 minimum loan

- Euros, US Dollars & Swiss

  Francs only

- Repayment only mortgages

- Rates from approx 4.00%

  Variable in Swiss Francs,

  Approx 4.90% variable in

  US Dollars, or approx 5.90% variable in Euros

-Portugal-

- Max 80% LTV

- Max term 25 years

- £20,000 minimum loan

- All major currencies

- Repayment mortgages

  only

- Rates from approx 2.75% variable in euros

-Spain-

- Max 80% LTV

- Max term 30 years

- €30,000 minimum loan

- All major currencies

- Repayment & interest
  only mortgages

- Rates from approx 2.75%

  variable in Euros

-Switzerland-

- Max 80% LTV

- Max term 35 years

- £150,000 minimum loan

- Swiss Francs only

- Repayment & 5 year

 Interest only mortgages only

- Rates from approx 2.25%

  variable

See separate matrix for:

-Canada-

-Caribbean-

-Mexico-

-USA-

See website for Andorra, South Africa & Israel